Health Care Costs 101: What’s Driving Premiums Higher and How to Make Coverage More Affordable

Health care costs continue to rise for Ohio families and employers, and understanding why is the first step toward meaningful solutions. While health insurance premiums often take the blame, the reality is that premiums reflect the underlying cost of medical care. A range of factors — from hospital pricing to prescription drug costs to market consolidation — are driving those increases.

AHIP, the national association of health insurance plans, created a series of fact sheets explaining four of the primary forces behind higher health care costs and outlining potential solutions to improve affordability. Read “Health Care Costs 101: What’s Driving Premiums Higher and How to Make Coverage More Affordable,” to learn how health insurance premiums directly reflect the cost of medical care.

Download the PDF here.