White Papers
April 2, 2024

What’s Behind My Health Insurance Premium? Five Facts on Setting Rates

As high drug prices and other factors drive up the cost of health care, it’s understandable for ratepayers to wonder what’s behind the numbers. We’ve put together a fact sheet spelling out five key factors in how rates are determined.

Below is an easy-to-digest explanation of how federal and state laws and regulations affect what health plans much charge their members.

You can also download the PDF here.


setting rates-page-1

setting rates-page-2